Why December Is Prime for 2026 Builds
Rate Stability
Land Pricing
Permit Timelines
Builder Availability
Savings Potential

1. December Historically Softens Mortgage Movements

  • Construction-to-permanent loans often stabilize as inflation cools.
  • Less buyer competition improves lender incentives.
  • Locking before spring protects against Q1–Q2 rate bumps.
  • Even a 0.25% improvement can save thousands on a 2026 build.

Data Source: Weekly Freddie Mac PMMS® trends.

2. Land Prices Flatten in Winter

  • December sees minimal buyer activity across the Grand Strand.
  • Lots stay longer on market in Carolina Forest, Market Common, NMB, Conway.
  • Sellers more flexible on pricing and closing terms before year-end.

Perfect time to secure your 2026 build site before spring competition returns.

3. Permit Offices Run Faster Than You Think

  • Fewer submissions means shorter queues.
  • More predictable responses from Horry County + SCDOT.
  • December filers enter the 2026 cycle at the top, not buried in spring.

Ideal for projects needing road access, drainage, or right-of-way approvals.

4. Builder Calendars Open Before January Rush

  • Crews finish year-end punch lists, freeing early-year slots.
  • Material pricing stabilizes before supplier updates.
  • Advance planning now sets you up for March–April groundbreaking.

If you want a 2026 move-in, December 2025 is the moment to lock your spot.

5. December Incentives Hit Their Peak

  • Lenders push year-end rate-lock programs.
  • Land sellers are motivated to close before January.
  • Builders may offer deposits, upgrades, or studio credits.

These incentives fade fast once January demand surges.

Start Your 2026 Build the Smart Way

Lock financing, land, and permits before the new-year rush. Carolina Crafted Homes can guide your entire build journey.

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